Pricing

Mapped to regulatory complexity, not firm size

A sole-trader MIFIDPRU non-SNI investment manager is more complex than a retail bank with a single product line. We price on the axes that matter: sourcebooks in scope, PRA applicability, SM&CR tier, and CASS obligations.

Starter

£79

/month · billed annually

New-to-regulation and simple-permission FCA firms

Sourcebooks2–5

SM&CR tierLimited Scope

RegulatorFCA only

CASSNo

Full resolved rulebook
Classification wizard
Transitional provision tracking
Handbook change radar
Consultation paper alerts
Email support

Professional

£349

/month · billed annually

Core SM&CR firms with 3–8 sourcebooks in scope

Sourcebooks4–9

SM&CR tierCore

RegulatorFCA only

CASSOptional add-on

Everything in Starter
CASS sourcebook add-on
Consultation response drafting
Ask Brief AI assistant
AR management tools
Priority email support

Business

£999

/month · billed annually

Enhanced SM&CR or MIFIDPRU non-SNI firms

Sourcebooks8–18

SM&CR tierEnhanced

RegulatorFCA only

CASSIncluded

Everything in Professional
CASS included
MIFIDPRU full coverage
Product governance (PROD)
Firm-specific change impact analysis
Dedicated account manager

Enterprise

£3,500

/month · billed annually

Dual-regulated firms — FCA + PRA in one pass

Sourcebooks15–30+

SM&CR tierEnhanced (dual)

RegulatorFCA + PRA

CASSIncluded

Everything in Business
Full PRA Rulebook coverage
Dual-regulation resolver
Group entity management
Custom onboarding
SLA-backed support

API / Channel

Custom

matrix + resolver access

Consultancies, law firms, RegTech vendors

Multi-firmYes

White-labelYes

API accessFull

Reseller margin30–40%

Full API access to matrices & resolver
White-label output
Multi-firm profile management
Dedicated integration support
Revenue-share or fixed tariff
Co-marketing opportunities

Which tier is right for you?

Firm type → tier mapping

25 firm types

Firm type	Regulator	SM&CR	Sourcebooks	Brief tier	Notes
Mortgage brokerResidential + BTL, no lending	FCA	Ltd Scope	4–5simple	Starter	Largest single FCA category. ~8,000 firms.
Small insurance intermediaryGI / protection distribution only	FCA	Ltd Scope	4–5simple	Starter	~6,000 firms. Often AR principals.
BNPL providerNew to regulation July 2026	FCA	Core	5–7new entrant	Starter	Zero institutional Handbook memory.
Limited permission consumer creditMotor dealers, dentists, retailers	FCA	Ltd Scope	3–4simple	Starter	Largest volume segment.
Sole-trader IFARestricted or independent, simple permissions	FCA	Ltd Scope	5–6simple	Starter	Price-sensitive segment.
Full permission consumer creditPersonal loan, credit card, overdraft providers	FCA	Core	6–8moderate	Professional	HCSTC firms to revolving credit.
Authorised payment institutionPSR-regulated, e-money excluded	FCA	Core	5–8moderate	Professional	Rapidly growing segment.
Cryptoasset firmTransitioning from MLR-only to full scope	FCA	Core	7–10new entrant	Professional	Gateway opens Sept 2026.
MIFIDPRU SNI investment firmSmall and non-interconnected — ~70% of investment firms	FCA	Core	8–11moderate	Professional	SNI thresholds: AUM <£1.2bn.
Claims management companyPPI, housing disrepair, financial services claims	FCA	Core	5–7moderate	Professional	~900 authorised CMCs.
E-money institutionPrepaid cards, digital wallets	FCA	Core	5–7moderate	Professional	EMIRR sourcebook likely to expand.
MIFIDPRU non-SNI investment firmAbove SNI thresholds — full IFPR	FCA	Enhanced	11–16complex	Business	Full ICARA process, remuneration code.
Mid-size asset manager£500m–£10bn AUM, AIFM or UCITS authorised	FCA	Enhanced	10–15complex	Business	Consumer Duty board reports mandatory.
Wealth manager / discretionaryDFM, financial planning, multi-permission	FCA	Enhanced	9–14complex	Business	PIMFA members — good channel access.
Investment platform / ISA managerRetail investment platforms, SIPP operators	FCA	Enhanced	10–15complex	Business	CASS Large firm obligations.
Large mortgage lender>10,000 regulated mortgages	FCA	Enhanced	7–12complex	Business	Non-bank lenders, Enhanced trigger.
UK retail / commercial bankDeposit-taking, full service	FCA + PRA	Enhanced (dual)	20–30+maximum	Enterprise	Dual-regulation in one pass.
UK insurer (Solvency II)Life, general, composite — SII threshold	FCA + PRA	Enhanced (dual)	18–28maximum	Enterprise	SII reforms — high change velocity.
Building societyMutuals with deposit-taking	FCA + PRA	Enhanced (dual)	15–22high	Enterprise	~42 building societies.
Designated investment firmPRA-supervised, above MIFIDPRU threshold	FCA + PRA	Enhanced (dual)	16–25high	Enterprise	~40 firms.
Credit unionPRA-regulated, member-owned	FCA + PRA	Enhanced (dual)	8–14moderate-high	Enterprise	~200 credit unions. Reduced price point available.
Non-directive insurer (large)Below SII threshold, above NDI small threshold	FCA + PRA	Enhanced (dual)	12–18high	Enterprise	Often poorly served by SII-focused RegTech.
Compliance consultancyManaging 5–50+ client firm profiles	Multi-client	—	Allper client	API / Channel	Reseller model. 30–40% margin.
Law firm (FS regulatory team)Magic Circle, Silver Circle, boutique FS	Multi-client	—	Allper client	API / Channel	Per-seat model. £3–8k/seat/year.
RegTech / GRC vendorPolicy management, obligations register	Wholesale	—	Allvia API	API / Channel	Revenue share or fixed API tariff.

Not sure which tier fits your firm?

Complete the classification wizard and Brief will show your derived tier alongside your resolved rulebook — making tier assignment transparent and defensible.